Financial literacy is an essential skill for adult life, enabling individuals to make informed decisions about their personal finances. 

For young people, financial education plays a crucial role in building a solid foundation for the future, becoming an increasing necessity in a world where financial decisions are ever more complex and critical for individual well-being. In this regard, implementing robust financial education from an early age can equip young people with the necessary skills to navigate the financial world with confidence and responsibility.

The Ministry of Education, Science, and Innovation stated in a communiqué that, “Considering the results of the 2022 PISA financial literacy assessment for Portugal, it is necessary to reflect and act on how to improve students' financial literacy and how the school, as a guarantor of equal opportunities, can contribute to this training.” It is worth noting that Portugal showed a significant decrease in the level of young people's literacy performance between the 2018 PISA and the 2022 report.

Financial education is currently an essential training, a fundamental skill that must be acquired at school. Throughout our educational journey, we need to be able to read and understand complex texts, including those intentionally difficult to comprehend, and grasp what lies between the lines. Equally important are the actions that will directly influence our lives, as we make economic decisions influenced by impulses, beliefs, and perceptions, something our young people are unaware of.

Therefore, it is crucial to maintain a firm commitment to consolidating basic, essential, and fundamental learning, because without it, nothing will work. Investing in financial education is investing in the future, promoting a more conscious and economically healthy society.